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Hurricane Insurance As most East Coasters know, hurricane season is in full swing. As these storms have the ability to cause extreme and permanent destruction, it is wise to prepare your home in advance for these potential damages. Though devastating storms are rare in Georgia, with over 100 miles of coast, hurricanes are still a risk. So how can you best protect your home?
  1. Secure The Roof: Hurricane straps are the best option for keeping your roof intact and preventing severe damage. Step by step directions can be located on your local disaster relief website if needed.
  2. Seal The Doors & Windows: Caulking the frame of these structures will help decrease water damage from flooding and rain.
  3. Bolt The Doors: Securing the top and bottom of each door with heavy duty bolts can help them to resist breaking open during a hurricane. Depending on the material the structure is made of, less severe bolts can be used. For example, solid wood and hollow metal doors are historically used in these storm prone areas as they are strong and sturdy. However, if your home is equipped with any other material, it is better to be safe than sorry.
  4. Storm Shutters: Marine plywood that is at least 5/8 of an inch thick is recommended to protect your glass windows. If your budget allows, you can also purchase commercially crafted window shutters. Either structure will help to prevent water, debris, and unwanted objects from floating into your home.
  5. Secure Standing Structures: Any free standing structures such as sheds, porches, and decks need to be secured in order for them not to float away.
Fortunately, Georgia's inset curved coast makes it difficult for all hurricanes to reach. However, some of the most distressing hurricanes, all occurring in the month of August, have devastated Georgia in the past. Protect your home and your assets against hurricanes with homeowners insurance provided by Fleming & Riles Insurance. Call us today at (800) 833-4379 for more information on Georgia home insurance.
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