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Couple Meeting with Insurance AgentIf you drive a car, one of the most important insurance products for you to secure is auto insurance. What is auto insurance? Essentially, it protects you in the event you're involved in a car accident. You pay your insurer a premium and, in return, your insurer covers costs if your car becomes stolen or damaged, if you or another party become injured in an accident and you're deemed at fault or if you incur car accident-related legal expenses. Without reliable auto insurance, a car accident could become a financially devastating blow.

Educate Yourself About Auto Insurance


Before you purchase any type of insurance, it's wise to educate yourself about what you're buying and who you're buying it from. Read on to learn the four questions you should ask an insurer before buying auto insurance. Listen to the insurer's answers carefully. Your insurer should answer these questions with certainty and without hesitation. Vagueness or reluctance when could be a red flag. Before buying any insurance policy, make sure you're dealing with a reputable provider.
  • Question 1: Can you describe the level of service you provide and explain how I can be sure you're able to pay a claim if I submit one?
  • Question 2: Can you explain the pros and cons of having a higher deductible?
  • Question 3: Can you explain any discounts I may be eligible for, such as multiple-policy or safe-driver discounts?
  • Question 4: Can you walk me through the process for filing and settling a claim and explain how long the process usually takes?
As with any important purchase, do your homework before buying auto insurance to ensure the insurance agency you trust deserves your trust!

About Fleming & Riles Insurance


Having served customers in Georgia for more than a century, Fleming & Riles Insurance has unparalleled clout and resources, and a strong understanding of our clients' evolving needs. As an independent insurance agency, we work with a wide variety of insurance companies to craft individualized individual and business insurance policies. Call us at (800) 833-4379 for a free Georgia auto insurance quote.
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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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