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Albany GA Auto and Homeowners Insurance


Family in carAuto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage. Learn more about auto insurance.

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility. Learn more about home insurance.



Albany, GA


Albany sits at the center of Southwest Georgia, a storied region closely tied to America's early Indian culture, the antebellum age of the Old South and the timeless sports of fishing and hunting. Lying below the land around Albany is the Floridan Aquifer, an ocean of fresh water that feeds the area's rivers and creeks and fuels its economy. (Source)

About Us


With over a century of service to Georgia and the Southeast, we clearly understand the changing needs of our clients. Our success has been built on long term personal relationships with our clients. As an independent insurance agency, we offer our clients all types of insurance, from a wide variety of companies. Our carefully assembled team of professionals has a diverse, in-depth knowledge and over 200 years of experience in all areas of insurance. Along with your attorney and CPA, we are a part of your team of trusted advisers.

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Fleming & Riles Insurance
1115 W. 3rd Ave
Albany, GA 31707
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(800) 833-4379
(229) 436-2408
Fleming & Riles Insurance